Wednesday, May 20, 2009

Health Recovery plan

If you're self-employed and have a pre-existing condition, then you simply cannot get individual health insurance, companies don't give it to people with pre-existing conditions, plain and simple. You're out of luck (I mean, it was kind of thoughtless of you to get sick, wasn't it?)

In some states, such as California, you might be able to get state backed high-risk insurance, for $1,500 a month... but you will have to wait for someone else on the plan to die. Honestly.

If you happened to work for a company with insurance in the past, you can keep it, for a while, because of legislation like COBRA or HIPAA. But both of those programs have set limits as to how long the insurance company must cover you. And even these plans can cost $600 a month for an individual. After that, they can cancel you at any time--even after you've given them tens of thousands of dollars and never made a claim. Fair? No. Scary? Yes.

There's no other major industrialized country where citizens have to worry about health and insurance and costs like this every month. My friends in Canada, England, Germany and Australia think it's insane--and so do I.

The USA needs REAL "national security" where American Citizens are not at the sole mercy of companies who make their life and death decisions based on profits.

How can we have a real "recovery" plan without helping individual American citizens recover when they are ill? "We the people" are people, not banks or corporations.

WE NEED A HEALTH RECOVERY PLAN FOR ALL AMERICANS AT LONG LAST.

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